Stop chasing.Start receiving.
Managed relationships with complementary professionals who send you warm referrals, installed in your business. No networking theatre. No ad spend. Just qualified leads, month after month.
Results guaranteed · 2 min application · Applications open
You've been doing referrals wrong.
You network. You follow up. You hope. And most of the time, nothing happens.
There's a better way.
The Money Pit
$5k–$10k monthly on digital leads. Half ghost. The rest aren't qualified. You're paying for conversations that go nowhere.
With Refer: Warm relationships. No ad spend. No chasing.
The Networking Circus
Weekly breakfasts and forced sessions, hoping someone eventually sends something decent.
With Refer: No meetings. We make the intros. You have the conversation when it suits you.
The Fizzle
Promising conversations with potential partners that fade because everyone gets busy.
With Refer: We manage the follow-through. Relationships that actually stick.
The Second Job
You want to advise clients, not become a professional networker just to find them.
With Refer: Your pipeline fills while you focus on what you're good at.
Profession-specific referral networks
See how Refer works for your profession.
Each page explains the referral moments, partner mix, fit criteria, and anonymised network examples for a specific professional lane.
For NZ accountants and bookkeepers
Accountants and Bookkeepers
Refer matches New Zealand accountants and bookkeepers with vetted mortgage, legal, insurance, property, and advice professionals who hear about clients before tax time.
Read the pageFor NZ property and commercial lawyers
Property Lawyers
Refer helps New Zealand property lawyers build managed referral relationships with vetted mortgage, accounting, insurance, real-estate, and advice professionals.
Read the pageFor NZ insurance advisers
Insurance Advisers
Refer helps New Zealand insurance advisers build managed referral relationships with mortgage, legal, accounting, property, and financial-advice professionals.
Read the pageFor NZ mortgage advisers and brokers
Mortgage Advisers
Refer helps New Zealand mortgage advisers and brokers build managed referral relationships with accountants, lawyers, insurance advisers, agents, and financial advisers.
Read the pageFor NZ real-estate agents
Real-Estate Agents
Refer helps New Zealand real-estate agents build managed referral relationships with mortgage, legal, accounting, insurance, and financial-advice professionals.
Read the pageFor NZ financial advisers and wealth planners
Financial Advisers
Refer helps New Zealand financial advisers and wealth planners build managed referral relationships with accountants, lawyers, mortgage advisers, insurance advisers, and agents.
Read the pageWe match you once. You receive referrals forever.
Every match runs through three gates. All three must pass before a relationship is formed.
You meet someone at an event.
You exchange cards.
You follow up. They're "busy."
You follow up again. Silence.
6 months later: nothing.
→ 10 hours invested. Zero return.
We find your ideal referral partners.
We set up the relationship and manage it.
Your partners send you a steady stream of your ideal clients.
+ When you send referrals, you get paid.
Compound. Grow. Repeat with every new partner.
→ 15 minutes invested. Pipeline for life.
The Match Protocol
Operational
Do your geographies, client types, and capacity actually align? No point matching if the logistics don't work.
Commercial
Does this partnership make business sense for both sides? We don't match takers with givers.
Human
Would you actually want to work with this person? We filter for professionalism and communication style.
Below threshold on any gate? No relationship. Ever. This is why we interview every applicant before accepting them.
4 tools that work together.
Partner relationships are just the start. We install a complete referral infrastructure into your business.
Managed Relationships
Partner: 5 hand-picked intros in 90 days. Network 3. Anchor per seat. Referral assets, a quarterly review, and a one-off sales process workshop sit on Partner.
The Review Machine
$500/mo valueAutomated system that generates 8-12 Google reviews and 2-5 warm leads per month from clients you've already served.
Deal Salvage Protocol
$3,000+ valueWhen deals go sideways, hit the SOS button. We broadcast to the network's problem-solvers. Someone steps in to help save or take over the deal.
Client Handover System
$1,500+ valueProfessional referral templates and warm handover scripts that actually close. Stop fumbling handoffs—make every referral count.
Hi David 👋
Congratulations! The hard part is over. We know buying a home is a huge journey.
Your honest feedback helps future families make great decisions.
Tap to rate your experience
For every review, we donate $10 to Surf Lifesaving NZ 🏄
The Review Machine in action
Great work doesn't market itself. Most advisers forget to ask for reviews, or the process is too awkward. Result: weak social proof and missed opportunities.
5-star reviews → pushed to Google automatically
1-3 stars → captured privately for improvement
Partner selections → warm leads for your network
8-12
reviews/month
2-5
warm leads/month
100%
hands-off
Not theory. A system built from experience.

I was a mortgage and insurance adviser who ignored referrals for years. I had paid leads coming in, so I got lazy. Now that I sell leads to brokers, I've seen both sides.
I built Refer because I know what actually works, and I wish someone had built this for me. No networking theatre. No BNI breakfasts. Just vetted professionals who want to send each other real business.
I personally vet every partner, remove the time-wasters, then install minimum 4–6 managed relationships into your pipeline over 90 days. The relationships are managed for you. The extra revenue is yours to keep. Ongoing relationships for active and trustworthy members.
Cameron
Founder, Refer

"I've worked with Cameron for over a year. The introductions he sends are quality warm clients who actually want to have the conversation. He understands the advice business, he's selective about who he connects you with, and he follows through on what he says. If you're considering working with him, he's the real deal."
Kenny
Financial Advisor & Managing Director, Ladbrooks

"As a customer of Cameron's lead business, I saw his filtering firsthand. The leads I received had been handpicked and sent to me, none felt like a waste of time. This was because he actually vetted them properly when other lead agencies wouldn't, he went the extra mile. When he told me about Refer's matching system and referral management, I couldn't sign up fast enough. Same guy and standards, just applied to referrals instead of just leads. I know how he operates and more importantly I trust him with my business."
Dylan
Managing Director, Family First Financial Services
~30
Professionals per cohort
Quality over quantity
4–6
Managed relationships
Minimum over 90 days
90
Day guarantee
Full refund if not delivered
Frameworks, not magic.
You've been burned before. So let's be explicit about what this is and isn't.
This is NOT:
- Another networking group with forced referrals and weekly breakfasts
- A lead-gen service that sends you cold contacts to chase
- A passive directory where you wait and hope
- A 'set and forget' solution that does the thinking for you
- A magic bullet that replaces relationship building
This IS:
- Managed relationships with professionals who actually want to send business
- A managed process where we do the matching and you have the conversations
- A compounding asset that grows even when you're not working on it
- Fair compensation when you send referrals to partners (you're never working for free)
- An investment a $3,000 file covers at sign-up — then it keeps compounding
We find your best partners, introduce you, and help you manage the relationship. Your job is to provide your new clients the best service possible, so they refer you again and again.
Compare Refer with BNIBuilt for professionals who want to grow.
This is for you if:
- You're a property or finance professional in New Zealand
- You want referrals without the networking theatre
- You understand partnerships require some effort, you're just tired of wasted effort
- You want to get paid fairly when you send referrals to partners
- You'd rather have 6 great partners than 16 mediocre ones
Not for you if:
- You think buying means the work does itself
- You're not actively taking on clients right now
- You want someone else to close your deals for you
- You're looking for a quick fix, not a compounding asset
One deal
covers your sign-up investment.
The $1,500 quarters after that are covered by half a deal each.
Break even in
1 deal
Close 2 deals
2× ROI
Network
$1,800 + GST
at sign-up · then $900 + GST / quarter
One professional
- 3 launch intros in 90 days
- 2 intros each quarter after
- First-meeting script
- Replacements on request (1 / quarter)
6-month minimum · year one $4,500 + GST
Most members pick this
Partner
$3,000 + GST
at sign-up · then $1,500 + GST / quarter
One professional
- 5 launch intros in 90 days
- 3 intros each quarter after
- Referral assets
- Quarterly review
- One-off sales process workshop — where to place asks for you and your partners
- Check-in after each intro; proactive replacements
6-month minimum · year one $7,500 + GST
Anchor
$11,000 + GST
at sign-up · then $5,500 + GST / quarter
The business — block plus two full seats
- Business block + 2 full seats
- 5 launch intros per full seat
- Firm-wide quarterly review
- Sales process workshop per full seat
- Team workshop, co-marketing, first access
12-month minimum · year one $27,500 + GST
When you install refer into your business,
your new partners will send you your ideal clients.
Your new clients will send you more ideal clients.
again and again and again.
From here to your first partner relationship
Your total time commitment: under 20 minutes. After that, your pipeline builds itself.
Quick Application
2 minSix questions about your business and ideal client. We respond within 48 hours.
Fit Call
15 min← The Gate — Not everyone passesWe qualify you, learn about your ideal client, and begin building your matching profile.
Tools Unlock
Once acceptedYou gain access to the Review Machine, Client Handover System, and Deal Salvage Protocol. We start finding your first partner.
First Relationship
Within 7 daysYou're connected to your first partner member. We manage the relationship setup with briefings so both sides are prepared and ready to build.
Your First Success
Week 2–4You use the Review Machine to generate a review and a referral from an existing client. A partner sends you your first warm lead. Revenue starts flowing.
Pipeline Compounds
OngoingNew partner relationships as members join. Automated revenue from multiple sources. Your network grows without extra effort—while you focus on serving clients.
Frequently asked
How is this different from BNI or traditional networking?
No weekly meetings, no pitches, no 'one seat per category' rules. We focus on curated, complementary matches instead of forced reciprocity. Partner members get 5 launch intros in 90 days (Network 3, Anchor per seat)—no breakfasts, no theatre, no ledger.
I don't have time to nurture another set of relationships
That's exactly why we built this. Your total time commitment is under 20 minutes (2 min application + 15 min fit call). After that, we do the matching, vetting, and relationship setup. You just have conversations with pre-qualified partners when it suits you.
I've tried networking before and it didn't work
Most networking fails because it's random. You meet people, exchange cards, hope something happens. Refer is different—we engineer matches based on complementary client types, geography, and capacity. No hope required. Every relationship is designed to work for both sides.
What if my partners don't respond or ghost me?
We vet for responsiveness before anyone joins. If a partner becomes unresponsive, we follow up on your behalf. Persistent non-responders are removed from the network. Your time is too valuable to chase people.
How do you actually match people?
Every match runs through three gates: Operational (geography, client types, capacity), Commercial (business sense for both sides), and Human (professionalism, communication style). All three must pass. We interview every applicant for 15 minutes to build their matching profile.
What if they're just takers who never refer back?
We filter for givers during the vetting process. Takers don't last—they get flagged by partners and removed. Plus, our relationship management keeps partnerships balanced. If someone consistently takes without giving, we address it directly.
I've been burned by 'partners' who promise the world and deliver nothing
So have we. That's why we built the vetting process. We interview every applicant, check their track record, and only accept professionals who actually want to send business—not just collect leads. If a partner underperforms, we handle it. You're not alone in managing these relationships anymore.
$3,000 + GST is a lot of money upfront
That's Partner: $3,000 + GST today covers the first 90 days, then $1,500 + GST a quarter. One typical $3,000 deal covers the sign-up; each $1,500 quarter after that is half a deal. Below $3,000 it takes more than one deal to cover sign-up. Miss the 5 launch intros and the next quarterly charge is waived. The 6-month minimum stays.
What if I pay and nothing happens?
Partner: 5 curated introductions in the first 90 days, or the next quarterly charge is waived. Network is 3. Anchor is per seat. Complete onboarding within 7 days to qualify. The 6-month minimum stays.
I already have referral partners
Great—this isn't about replacing them. It's about expanding your network with complementary professionals you wouldn't have found otherwise. Most members have 1-2 existing partners and want to build a more resilient pipeline.
Why would good professionals need this? Can't they get their own referrals?
Good professionals are busy doing great work—they don't have 10 hours a week to network. Refer is for people who are excellent at what they do but structurally isolated. They want a bigger pipeline without becoming a professional networker.
How do referral payments work?
When you send a referral to a partner, you negotiate the fee directly with them—most common is $100-500 per settled referral, depending on the industry and deal size. We don't take a cut of referral fees. Partners set their own rates and handle payment between themselves.
Can I have multiple partners in the same category?
Yes. Unlike BNI, there's no 'one seat per category' rule. If two mortgage brokers serve different geographies or client types, they can both be members. We match based on complementarity, not exclusivity.
What happens after 90 days?
The Partner keep charge is $1,500 + GST / quarter from day 90 (Network $900, Anchor $5,500). Matching continues as people join and quiet pairs get replaced. Six-month minimum for Network and Partner — after that you can cancel, effective at the end of the paid quarter. Anchor is 12 months.
What's the catch?
There isn't one. You pay, we build your partner relationships, you close deals. If we don't deliver, you get your money back. The only 'catch' is you still have to show up to conversations and do great work for clients you receive. We can't do that for you.
Ready to build a referral pipeline that compounds?
One deal covers your sign-up investment ($3,000 + GST). The $1,500 quarters after that are half a deal each at a typical $3,000 file.
Apply now2 min application · Results guaranteed